She had no claims for 10 years. Then aerial photos put her insurance at risk

Texas homeowners are increasingly running into a new insurance hurdle: aerial photographs. Times of India reports that insurers are using satellite imagery, aircraft photos, and AI-powered roof analysis to assess property risk and decide on policy renewals. While the technology speeds up underwriting, consumer advocates warn that outdated or inaccurate images can trigger costly remedies—one Austin homeowner with no claims in over a decade paid three thousand dollars to trim trees after aerial photos threatened her renewal.

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