Health insurance dies with you in technical loophole

According to ABC News, Australian private health insurers can legally avoid ambulance bills through a technical loophole: a deceased person is no longer classified as a patient. One widow discovered this gap when her health insurer refused to cover the ambulance that transported her husband to hospital, arguing he couldn't be billed as a patient following his death. The loophole can leave grieving families facing thousands in unexpected costs.

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